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Latest Factsheet TIME:Freehold Factsheet
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Share Classes TIME:FREEHOLD Share Classes

“The best risk-adjusted return record of any fund across the entire IMA unit trust and OEIC universe over five and ten years.” FE Trustnet December 2012

 

TIME:Freehold is our original property fund with over £300 million invested and boasting a 25 year track record of delivering consistent inflation beating returns uncorrelated with the stock market and property prices. It provides investors with diversified exposure to over 65,000 UK ground rents and is managed by our highly experienced team.

 

Dilution levy

From 13 August 2018 (inclusive), a 1% dilution levy will be applied to all new subscriptions into the Freehold Income Authorised Fund. For further information please speak to one of the team on 0207 391 4747.

Find out more about the dilution levy

 

Check out the sister fund – TIME:Commercial Freehold

TIME:Freehold sits alongside its sister fund, TIME:Commercial Freehold, which launched in 2014. TIME:Commercial Freehold invests in long income property and targets an income return of 4% per annum with potential for capital growth. We are pleased to report that since inception the fund has consistently exceeded its target return.

Find out more about TIME:Commercial Freehold

 

 

How does TIME:Freehold invest?

TIME:Freehold invests in a diversified portfolio of ground rents, with a focus on those with long leases to provide stability, which generate steady returns. Investing in ground rents provides the opportunity for both capital and income growth through:

  • Regular uplifts in most of the rental income, linked to RPI, capital values or fixed uplifts
  • Sales of lease extensions, often to those obliged to extend a lease for secured borrowing purposes
  • Sales of the freehold to leaseholders looking to buy out the ground rent
  • Additional yield from provision of rooftop sites for mobile phone masts and other income such as insurance

 

The fund targets a total return of 5% per annum, which to date has always been exceeded.

 

Why invest in TIME:Freehold?

  • Target total return of 5% per annum, which to date has always been exceeded
  • Focus on delivering steady and predicable returns
  • Seeks to provide a consistent income stream and prospects for growth
  • Utilises tax efficient, PAIF (Property Authorised Investment Fund) structure
  • Multiple share classes to suit differing investor needs
  • Can be held within an ISA

 

What is a ground rent?

A ground rent, often a nominal amount such as £100 per annum, is created when a property is sold on a long lease. This typically occurs when a block of flats is built so that individual ownership of the leaseholds on each flat can be created. However, selling new houses on long leases is also common. Whether buying a house or a flat, the purchaser of the lease is obliged to pay the ground rent for the life of their lease and could forfeit their lease in the event that they default. It is estimated that £800 million of ground rents were created from newly constructed flats between 2005 and 2010. Lease lengths vary considerably with 125 years being the most common, however leases may be for as long as 999 years.

 

Find out more

We recognise our solutions are not appropriate for all circumstances and it is important investors receive the right advice, which is why we recommend you seek independent financial advice before choosing to invest.

If you would like to find out more about TIME:Freehold please speak to your local Business Development Manager or contact us on 020 7391 4747 or questions@time-investments.com

 


Potential investors

If you are an investor who is interested in our investment opportunities and you do not already have a financial adviser, you may wish to visit the independent comparison site unbiased.co.uk to find a professional adviser in your local area.

 

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Important Information

The value of an investment in this product can fall as well as rise and investors might not get back the amount they originally put in. Neither past performance nor forecasts are reliable indicators of future results and should not be relied upon. The information on our website is not intended to constitute investment, tax or legal advice. We recommend you seek independent advice before investing in our products.

For full details of the risks associated with TIME:Freehold please read the product brochure, prospectus and application form.

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Terms and Conditions

TIME does not accept direct investment. If you wish to invest in one of our solutions you will need to take advice from an authorised financial adviser. Nothing within this website is intended to constitute investment, tax or legal advice. Our solutions place your capital at risk and you may not get back the full amount invested. Tax treatment may be subject to change and depends on the individual circumstances of each investor. The availability of tax reliefs also depends on the investee companies maintaining their qualifying status. Neither past performance or forecasts are reliable indicators of future results and should not be relied upon. Unquoted or smaller company shares are likely to have higher volatility and liquidity risks than other types of shares quoted on the Main Market of the London Stock Exchange.