TIME is pleased to report that our long income fund TIME:Commercial Freehold fund, which targets a 4% income stream, has been reviewed by Dynamic Planner and awarded a risk rating of ‘3’ classing it as ‘Low Risk‘. To help put this in context, Dynamic Planner offers financial advisers 10 risk profiles, which are determined by asset type and allocation – risk profile 1 uses cash only asset allocations, profile 5 invests around 60% in equities, and profile 10 is predominately allocated to equities emerging and/or developing markets.
Dynamic Planner’s review looked at TIME:Commercial Freehold’s past performance, asset split, historical volatility and liquidity. Classifying the fund as ‘3’ Low Risk, provides independent verification of it’s ability to achieve it’s goal of delivering stable, inflation-linked income for investors. This is achieved through a diversified portfolio of inflation-linked and long let UK properties. 95% of the fund’s leases have upward-only, non-negotiable inflation-linked or fixed rent reviews, compared to traditional property funds that have rent reviews linked to open market property values, which are less certain and subject to negotiation.
You can read the overview of Dynamic Planner’s report on TIME:Commercial Freehold here TIME Commercial Freehold Dynamic Planner Certificate