With TIME:CTC we offer simple solution.
TIME:CTC is designed to help businesses utilise or reinstate existing BR, allowing them to potentially remove their IHT liabilities. Our strategy allows business owners to maintain control of their assets, avoiding the need for trusts or to give away assets to obtain relief.
TIME:CTC’s trading activities are primarily focused on secured property lending, however, it may also have the opportunity to commit capital into other asset-backed businesses.
How TIME:CTC works
TIME:CTC works by moving excess cash back into trading activities, which in turn reinstates Business Relief. A business owner invests surplus cash into TIME:CTC where it is used to set up a bespoke company which participates in asset backed, qualifying trades. The investor is the sole shareholder of the new company and will also benefit from the support and specialist advice from our panel of Non Executive Directors. This group of industry experts is fully independent from TIME, with members selected to join based on their strong knowledge and track record in specific industries. Details of current members of the panel can be found in our brochure.
TIME:CTC targets a return of between 3 and 4.5% per annum and has one of the longest track records in its sector, having been running for over 25 years. To date, the team behind TIME:CTC has committed over £1 billion to BR qualifying trading projects.
Key features of TIME:CTC include:
- Target annual return of 3% – 4.5%
- Reinstate BR, often immediately, and mitigate IHT
- Opportunity to retain control of the investment
- Access to the experience, market knowledge and hands-on business expertise provided by the expert team at TIME
- Option of full encashment, should investors need access to their capital (subject to liquidity)
How do we invest?
Our experienced in-house team of 30 investment managers carries out origination, structuring, credit analysis and asset management across our estate planning solutions.
Alongside our internal team of experts, TIME has established a fully independent panel of Non Executive Directors, which provides additional industry sector expertise and corporate governance. Members are selected specifically for their strong knowledge of and track records in sectors in which we are likely to participate, and are independent of TIME. Further details, including information on the current panel of Non Executive Directors, is available in the brochure for TIME:CTC.
Find out more
We recognise our solutions are not appropriate for all circumstances and it is important investors receive the right advice, which is why we ask you to seek independent financial advice before choosing to invest.
If you are an investor who is interested in our investment opportunities and you do not already have a financial adviser, you may wish to visit the independent comparison site unbiased.co.uk to find a professional adviser in your local area.
The value of an investment in this service can fall as well as rise and investors might not get back the amount they originally put in. The availability and extent of tax benefits depends on an investor’s personal circumstances, and is subject to change. The availability of tax reliefs also depends on the investee companies maintaining their qualifying status. Neither past performance nor forecasts are reliable indicators of future results and should not be relied upon. Unquoted or smaller company shares are likely to have higher volatility and liquidity risks than other types of shares quoted on the London Stock Exchange Official List. The information on our website is not intended to constitute investment, tax or legal advice. We recommend you seek independent advice before investing in our services.
For full details of the risks associated with TIME:CTC please read the brochure, investment memorandum and application pack.