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Calculate your client’s potential Inheritance Tax liability in five easy steps.
Existing investors and their advisers have access to our secure online portal for updates
TIME:Advance is a simple and effective estate planning solution that uses Business Relief (BR) to potentially offer a 100% exemption from IHT after just two years, whilst retaining access to the investment.
TIME:Advance was launched in 2013 and now has over £400 million invested. Our original BR service, TIME:CTC, is now over 23 years old, and has one of the longest track records in this market. To date we have raised and deployed over £800 million into qualifying trades across our estate planning solutions helping more than 4,000 investors tackle their IHT liabilities.
TIME:Advance focuses on capital preservation. To achieve this we only invest in asset backed trading businesses, which in turn qualify for BR. TIME:Advance targets a consistent, stable return of 3 – 4.5% per annum, on the net amount invested after fees and costs.
The investment portfolio for TIME:Advance currently includes:
Our experienced in house team of 26 investment managers carries out origination, structuring, credit analysis and asset management across our estate planning solutions.
Alongside our internal team of experts, TIME has established a fully independent Advisory Committee, which oversees the investments within TIME:Advance. The Advisory Committee also provides additional industry sector advice and, where relevant, additional advice on individual opportunities. Members are selected specifically for their strong knowledge of and track records in sectors in which we are likely to participate, and are independent of TIME. Further details, including information on members of the Advisory Committee are available in the brochure for TIME:Advance.
TIME has been named Best BR Manager non-AIM at the fourth annual Growth Investor Awards. The award recognises providers specialising in investments qualifying for Business Relief who can demonstrate innovation in product development and their impact on SME growth. The award follows the 2017 win for TIME:Advance at the Investment Week Tax Efficiency Awards where the solution was named ‘Best IHT Portfolio Service’.
Try our simple to use IHT Calculator to work out your client’s potential IHT liability.
We recognise our solutions are not appropriate for all circumstances and it is important investors receive the right advice, which is why we recommend you seek independent financial advice before choosing to invest.
If you are an investor who is interested in our investment opportunities and you do not already have a financial adviser, you may wish to visit the independent comparison site unbiased.co.uk to find a professional adviser in your local area.
The value of an investment in this product can fall as well as rise and investors might not get back the amount they originally put in. The availability and extent of tax benefits depends on an investor’s personal circumstances, and is subject to change. The availability of tax reliefs also depends on the investee companies maintaining their qualifying status. Neither past performance nor forecasts are reliable indicators of future results and should not be relied upon. Unquoted or smaller company shares are likely to have higher volatility and liquidity risks than other types of shares quoted on the London Stock Exchange Official List. The information on our website is not intended to constitute investment, tax or legal advice. We recommend you seek independent advice before investing in our products.
For full details of the risks associated with TIME:Advance please read the product brochure and application pack.