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Calculate your client’s potential Inheritance Tax liability in five easy steps.
TIME:AIM uses our unique ‘smart passive’ approach to select companies listed on AIM for inclusion within the portfolios we create for investors. Designed to offer lower volatility returns than the AIM market, TIME:AIM will only target AIM listed companies that qualify for Business Relief (BR).
We believe our service creates a robust portfolio that will allow investors the opportunity for significant growth potential and mitigation of their Inheritance Tax (IHT) liability after only two years.
SMART because we use an innovative, defensive market screening process
PASSIVE because we remove stock picker bias and ignore market sentiment
Our investment methodology employs a series of rigorous criteria, to select a portfolio of typically 30 shares of the largest, most mature and robust BR qualifying companies available within AIM. The portfolio will be rebalanced periodically to ensure it continues to include the most appropriate AIM companies with a balanced weighting for each holding.
Our focus is to acquire shares in the largest AIM companies available and our screening process excludes AIM companies which are either unprofitable or trade on overly high valuation multiples. To reduce the volatility usually associated with the AIM market, our screening process also excludes AIM companies which operate in traditionally high risk sectors, such as the exploration of natural resources, or those that have historically demonstrated higher than average price volatility.
It is our opinion that mature, profitable businesses provide the best risk adjusted returns for investors seeking to mitigate IHT via a portfolio of AIM shares. Consequently, our screening process favours those companies which have sufficient free cashflow and retained earnings to pay dividends.
Filmed at Intelligent Partnership’s recent AIM showcase, TIME’s Senior Business Development Manager, Henny Dovland, discusses how TIME:AIM uses its defensive smart passive approach to build sensible, well diversified portfolios for investors.
In this short second interview, Henny Dovland explains why she believes TIME:AIM is a cost effective proposition for investors, as the solution’s efficient smart passive approach allows growth to be passed on to investors, rather than being swallowed by expensive fees. Henny also discusses how the team ensures that portfolios are equally weighted and examines how TIME:AIM has buffered volatility since launch.
Try our simple to use IHT Calculator to work out your client’s potential IHT liability.
We recognise our solutions are not appropriate for all circumstances and it is important investors receive the right advice, which is why we recommend you seek independent financial advice before choosing to invest.
If you are an investor who is interested in our investment opportunities and you do not already have a financial adviser, you may wish to visit the independent comparison site unbiased.co.uk to find a professional adviser in your local area.
An investment made in TIME:AIM is subject to a number of risks. Before making any investment decision, a prospective Investor and their Adviser should consider carefully the risk factors described in the TIME:AIM Application Pack. This risk information does not purport to be exhaustive and the risks below are not set out in order of priority. Additional risks and uncertainties not presently known to TIME or that TIME currently deems not to be material, may also have an adverse effect on the performance of TIME:AIM. Prospective Investors and their Advisers should consider carefully whether an investment made in TIME:AIM is appropriate for them in light of the information contained in the Application Pack and their personal circumstances.
The return achieved will depend on a wide range of factors whether relating to the wider economy or specifically to the sectors or individual businesses which TIME:AIM may invest into. There may also be limited diversification across sectors. Past performance does not provide an accurate guide to future performance. Therefore there is no guarantee that the Investment Objectives of TIME:AIM will be achieved or that growth in the value of an investment in TIME:AIM will occur. You should recognise that your capital is at risk and you may not get back what you invest.