Download Product Literature

Brochure TIME:CTC Brochure
BR Services Guide TIME:BPR Services
Information Memorandum TIME:CTC Information Memorandum
Application Form TIME:CTC Application Form

Over the years we have heard from many advisers and business owners concerned about the amount of cash they are holding in their business, who are looking for a way to use these reserves more efficiently. As well as poor returns for cash on deposit, holding significant surplus cash means shareholders are denied the full range of tax reliefs that the owners of trading businesses would normally have access to. This includes Business Relief (BR), which affects the amount of Inheritance Tax (IHT) that may be due when businesses are passed on.

With TIME:CTC we have built a straight forward, simple solution.

TIME:CTC is designed to help businesses utilise or reinstate existing BR, allowing them to potentially remove their IHT liabilities. Our strategy allows business owners to maintain control of their assets, avoiding the need for trusts or to give away assets to obtain relief.

 

The dangers of profit retention in a business

Read our article on Financial Reporting Standard 102 (“FRS102”), covering how it may impact your clients’ and what the potential solutions are.

Read the full article

 

Special offer: Zero AMC for the life of the investment

We are delighted to offer 0% Annual Management Charge for the life of the investment on TIME:CTC cases submitted by 31 March 2019. Talk to the TIME team today on 0207 391 4747 to learn more.

 

 

TIME wins at the Growth Investor Awards 2018

TIME has been named Best BR Manager non-AIM at the fourth annual Growth Investor Awards 2018.  The award recognises providers specialising in investments qualifying for Business Relief who can demonstrate innovation in product development and their impact on SME growth.

Visit our news page to learn more about the award

 

 

How TIME:CTC works

TIME:CTC works by moving excess cash back into trading activities, which in turn reinstates Business Relief. A business owner invests surplus cash into TIME:CTC where it is used to set up a bespoke company which participates in asset backed, qualifying trades. The investor is the sole shareholder of the new company and will also benefit from the support and specialist advice from our panel of Non Executive Directors. This group of industry experts is fully independent from TIME, with members selected to join based on their strong knowledge and track record in specific industries. Details of current members of the panel can be found in our product brochure.

Once BR is reinstated, often immediately, the company has the potential to reduce or remove any IHT liability.

TIME:CTC focuses on capital preservation and has one of the longest track records in its sector, having been running for over 23 years. To date, the team behind TIME:CTC has committed over £800 million to BR qualifying trading projects.

 

Key features of TIME:CTC include:

  • Attractive, uncapped target annual return of 3.5%

  • Focus on capital preservation through a defensive investment strategy

  • Reinstate BR, often immediately, and mitigate IHT

  • Opportunity to retain control of the investment

  • Access to the experience, market knowledge and hands-on business expertise provided by the expert team at TIME

  • Option of full encashment, should investors need access to their capital

 

How do we invest?

Our experienced in house team of 26 investment managers carries out origination, structuring, credit analysis and asset management across our estate planning solutions.

Alongside our internal team of experts, TIME has established a fully independent panel of Non Executive Directors, which provides additional industry sector expertise and corporate governance. Members are selected specifically for their strong knowledge of and track records in sectors in which we are likely to participate, and are independent of TIME. Further details, including information on the current panel of Non Executive Directors is available in the brochure for TIME:CTC.

 

 

Find out more

We recognise our solutions are not appropriate for all circumstances and it is important investors receive the right advice, which is why we recommend you seek independent financial advice before choosing to invest.

If you would like to find out more about TIME:CTC please speak to your local Business Development Manager or contact us on 020 7391 4747 or questions@time-investments.com

 

 


Potential investors

If you are an investor who is interested in our investment opportunities and you do not already have a financial adviser, you may wish to visit the independent comparison site unbiased.co.uk to find a professional adviser in your local area.

 

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Important Information

The value of an investment in this product can fall as well as rise and investors might not get back the amount they originally put in. The availability and extent of tax benefits depends on an investor’s personal circumstances, and is subject to change. The availability of tax reliefs also depends on the investee companies maintaining their qualifying status. Neither past performance nor forecasts are reliable indicators of future results and should not be relied upon. Unquoted or smaller company shares are likely to have higher volatility and liquidity risks than other types of shares quoted on the London Stock Exchange Official List. The information on our website is not intended to constitute investment, tax or legal advice. We recommend you seek independent advice before investing in our products.

For full details of the risks associated with TIME:CTC please read the product brochure, investment memorandum and application pack.

Terms and Conditions

TIME does not accept direct investment. If you wish to invest in one of our solutions you will need to take advice from an authorised financial adviser. Nothing within this website is intended to constitute investment, tax or legal advice. Our solutions place your capital at risk and you may not get back the full amount invested. Tax treatment may be subject to change and depends on the individual circumstances of each investor. The availability of tax reliefs also depends on the investee companies maintaining their qualifying status. Neither past performance or forecasts are reliable indicators of future results and should not be relied upon. Unquoted or smaller company shares are likely to have higher volatility and liquidity risks than other types of shares quoted on the Main Market of the London Stock Exchange.