Date: 13/02/2020 10:00 am



Henny Dovland, Senior Business Development Manager, hosted a webinar using case studies to explore the many planning opportunities ISAs can offer your clients, when used in conjunction with Business Relief (BR).


ISAs have always been a great tool for advisers to help their clients build up capital in a tax-free environment, and clients are often reluctant to ever touch this capital. However, most clients will not have considered the tax implications on death.


As you know, ISAs are fully exposed to inheritance tax (IHT), unless they hold BR qualifying AIM quoted companies, which means the legacy your client leaves to their children could be diminished by this tax. However, care needs to be taken as, almost inevitably, moving your client’s ISA to AIM will change the risk profile.


The webinar demonstrates how advisers can use ISAs to help clients create a tax-efficient legacy by investing in AIM quoted companies.


Planning areas covered:


  • Investing in AIM to reduce exposure to IHT
  • How Additional Permitted Subscriptions (APS) work
  • How power of attorney interacts with ISAs
  • Using insurance with an AIM investment
  • The risk implications of using AIM


Please note, this webinar is for financial advisers and paraplanners only.